Medical Insurance

MPI Generali Non-Motor Insurance

About This Product

Family is the centre of your everything. Make sure you protect this priceless gift. Get comprehensive medical coverage to protect you and your family. Private healthcare is expensive so talk to us to find health protection, from diagnosis to treatment or aftercare. Don’t let cost of treatment derail your attention to get healthy or support loved ones in their journey to get well. All covered by your policy. Not sure what medical insurance coverage suits you and your family. Our experienced advisors will advise a comprehensive insurance solution to you, tailor your budget.

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Multi Medical Protector

With medical emergencies a reality and hospital cost getting out of control, medical insurance is very crucial.

At MPI Generali, our "Multi Medical-Protector" is a comprehensive health insurance plan that will help ease your concern at an affordable cost. It is a specially tailored Hospital and Surgical insurance cover that provides coverage for surgery or treatment in hospital for all Covered Conditions, regardless of minor or major disability. Besides the basic cover for Inpatient and Outpatient Benefits, the unique feature of Multi Medical-Protector is it provides cover for the Defined Major Disabilities. Under Defined Major Disabilities, it covers Heart Attack, Stroke, Cancer, Brain Surgery, Open Heart Surgery, Coma, and Major Organ Transplant etc. Other benefits provided here include lump sum Recuperative Allowance if a patient is hospitalised for more than five (5) consecutive days, Hospital Inconvenience as a daily cash benefit if hospitalised for more than five (5) consecutive days and lump sum payment under Major Disabilities Relief.

In addition, with our MPI Generali Medical Card, hospital admission has been made simpler for any Covered Conditions. Our appointed Third Party Administrator (TPA) will arrange for your admission with our participating panel hospitals.

If you buy a family policy with four (4) or more Insured Persons under a same policy, 15% discount on total premium will be given!

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Multi Medi-Plus

With Multi Medi-PLUS, you and your family members will have:

Extensive and comprehensive benefits

Regardless of where you and your family members are, Multi Medi-PLUS covers you 24 hours a day and anywhere in the world, whether you travel for holidays or business assignments.​

Anyone who is between the age of 30 days and 60 years old based on last birthday. Renewal can be extended up to 101 years old (last renewal age of entry is 100 years old). Child is defined as aged from 30 days onwards and is unmarried, unemployed and is studying full-time in a local institution.

Hospital admission and discharge will become less of a hassle with MPI Generali Medical Card. Our appointed Third Party Administrator (TPA) will facilitate the admission at any one of the participating hospitals for our policyholders when they suffer from a Covered Condition.

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Medic 101

This is a comprehensive Hospitalisation and Surgical Policy that is designed to complement and provide additional protection to your existing policy (which you may or may not have).

Highlights of Medic 101

  • All eligible expenses shall be reimbursed up to the limits of policy.
  • Policy is renewable at the option of the Insured. However, the premium rates are not guaranteed.
  • Renewable up to age 101 years.
  • Coverage up to RM390,000 per year.
  • No Lifetime Limit.
  • No upgraded room and board co-payment condition.
  • No requirement of re-declaration of health status at renewal.
  • Medical Card facility for admission and discharge from panel hospitals for covered disabilities.
  • Covers organ transplant up to limits of policy.
  • Deductible of RM10,000 per disability per policy year so as to reduce premium costing.
  • Also covered
    • Outpatient treatments for Cancer and Kidney Dialysis.
    • Outpatient Physiotherapy Treatments and Home Nursing Care after hospitalisation.
Edit Content

Multi Medical Protector

With medical emergencies a reality and hospital cost getting out of control, medical insurance is very crucial.

At MPI Generali, our "Multi Medical-Protector" is a comprehensive health insurance plan that will help ease your concern at an affordable cost. It is a specially tailored Hospital and Surgical insurance cover that provides coverage for surgery or treatment in hospital for all Covered Conditions, regardless of minor or major disability. Besides the basic cover for Inpatient and Outpatient Benefits, the unique feature of Multi Medical-Protector is it provides cover for the Defined Major Disabilities. Under Defined Major Disabilities, it covers Heart Attack, Stroke, Cancer, Brain Surgery, Open Heart Surgery, Coma, and Major Organ Transplant etc. Other benefits provided here include lump sum Recuperative Allowance if a patient is hospitalised for more than five (5) consecutive days, Hospital Inconvenience as a daily cash benefit if hospitalised for more than five (5) consecutive days and lump sum payment under Major Disabilities Relief.

In addition, with our MPI Generali Medical Card, hospital admission has been made simpler for any Covered Conditions. Our appointed Third Party Administrator (TPA) will arrange for your admission with our participating panel hospitals.

If you buy a family policy with four (4) or more Insured Persons under a same policy, 15% discount on total premium will be given!

Edit Content

Multi Medi-Plus

With Multi Medi-PLUS, you and your family members will have:

Extensive and comprehensive benefits

Regardless of where you and your family members are, Multi Medi-PLUS covers you 24 hours a day and anywhere in the world, whether you travel for holidays or business assignments.​

Anyone who is between the age of 30 days and 60 years old based on last birthday. Renewal can be extended up to 101 years old (last renewal age of entry is 100 years old). Child is defined as aged from 30 days onwards and is unmarried, unemployed and is studying full-time in a local institution.

Hospital admission and discharge will become less of a hassle with MPI Generali Medical Card. Our appointed Third Party Administrator (TPA) will facilitate the admission at any one of the participating hospitals for our policyholders when they suffer from a Covered Condition.

Edit Content

Medic 101

This is a comprehensive Hospitalisation and Surgical Policy that is designed to complement and provide additional protection to your existing policy (which you may or may not have).

Highlights of Medic 101

  • All eligible expenses shall be reimbursed up to the limits of policy.
  • Policy is renewable at the option of the Insured. However, the premium rates are not guaranteed.
  • Renewable up to age 101 years.
  • Coverage up to RM390,000 per year.
  • No Lifetime Limit.
  • No upgraded room and board co-payment condition.
  • No requirement of re-declaration of health status at renewal.
  • Medical Card facility for admission and discharge from panel hospitals for covered disabilities.
  • Covers organ transplant up to limits of policy.
  • Deductible of RM10,000 per disability per policy year so as to reduce premium costing.
  • Also covered
    • Outpatient treatments for Cancer and Kidney Dialysis.
    • Outpatient Physiotherapy Treatments and Home Nursing Care after hospitalisation.

Not sure which coverage suits you?

Please contact our customer service team for further assistance.