Home Insurance
MPI Generali Non-Motor Insurance
About This Product
Home Sweet Home. Not when it is burgled or burnt.
Our home insurance covers your house and belongings against unfortunate events of theft, fire, burst pipes, damage by extreme weather or other accidental damages.
Whether you require building insurance, content cover or both, our experienced advisors will advise a comprehensive insurance solution to you. Protect what is important to you in your home. Choose the extras you need to ensure you get the right protection at right price.
Check out our Home Insurance guide to find out more about our products and services.
Home Protector Insurance
We insure your residential building and contents contained therein against any loss or damage by:
- Fire, lightning, thunderbolt, subterranean fire
- Explosion caused by gas used for domestic purposes
- Aircraft and other aerial devices and / or articles dropped therefrom
- Impact with any buildings by road vehicles or animals
- Bursting or overflowing of water tanks, apparatus or pipes
- Theft accompanied by actual forcible and violent breaking into or out of a building
- Hurricane, cyclone, typhoon, windstorm
- Earthquake, volcanic eruption
- Flood
- Robbery and hold up in the premises
Additional benefits included:
| Applicable for Contents | Applicable for Buildings | Applicable for Buildings and / or Contents |
|---|---|---|
| Loss of Personal Money at Home | Replacement of Window / Door / External locks | Fire Brigade Report |
| Cost of Replacing Lost Legal Documents | Maintenance Fee Protection Benefit | Fire Brigade Charges |
| Domestic Help Allowance |
The policy can be extended, by additional premium, to cover loss of or damage to property.
Home Protector Enhanced
The Home Protector Enhanced is an all-encompassing home insurance protection plan that is designed to protect your home and its contents as well as personal effects, personal liability and personal accident. It is an upgraded version of the previous plan and offers a more comprehensive protection plan that anticipates Building (Houseowner) or Contents (Householder) coverage needs. Amongst the added enhanced features include:
Building and/or Contents
- Worldwide Personal Accident – RM10,000 per person up to maximum 5 family members residing with you
- Emergency Cash Allowance or Inconvenience Allowance – payable up to RM1,500
Building Only
- Cost of Replacing Burst Water Pipe including Hacking and Plastering – payable up to RM1,500
- Terrorism Cover – payable up to RM500,000 (Material Damage only)
Contents Only
- Fraudulent Use of Credit/ATM Card – payable up to RM1,000
Special Features:
- Unlike some other insurance policies, Home Protector Enhanced does not apply any “per article limit” to your contents.
- No penalty for under insurance.
- The full cost of repairing the damage to property is paid without any deductions being made for wear-and-tear or depreciation.
Home Protector Insurance
We insure your residential building and contents contained therein against any loss or damage by:
- Fire, lightning, thunderbolt, subterranean fire
- Explosion caused by gas used for domestic purposes
- Aircraft and other aerial devices and / or articles dropped therefrom
- Impact with any buildings by road vehicles or animals
- Bursting or overflowing of water tanks, apparatus or pipes
- Theft accompanied by actual forcible and violent breaking into or out of a building
- Hurricane, cyclone, typhoon, windstorm
- Earthquake, volcanic eruption
- Flood
- Robbery and hold up in the premises
Additional benefits included:
| Applicable for Contents | Applicable for Buildings | Applicable for Buildings and / or Contents |
|---|---|---|
| Loss of Personal Money at Home | Replacement of Window / Door / External locks | Fire Brigade Report |
| Cost of Replacing Lost Legal Documents | Maintenance Fee Protection Benefit | Fire Brigade Charges |
| Domestic Help Allowance |
The policy can be extended, by additional premium, to cover loss of or damage to property.
Home Protector Enhanced
The Home Protector Enhanced is an all-encompassing home insurance protection plan that is designed to protect your home and its contents as well as personal effects, personal liability and personal accident. It is an upgraded version of the previous plan and offers a more comprehensive protection plan that anticipates Building (Houseowner) or Contents (Householder) coverage needs. Amongst the added enhanced features include:
Building and/or Contents
- Worldwide Personal Accident – RM10,000 per person up to maximum 5 family members residing with you
- Emergency Cash Allowance or Inconvenience Allowance – payable up to RM1,500
Building Only
- Cost of Replacing Burst Water Pipe including Hacking and Plastering – payable up to RM1,500
- Terrorism Cover – payable up to RM500,000 (Material Damage only)
Contents Only
- Fraudulent Use of Credit/ATM Card – payable up to RM1,000
Special Features:
- Unlike some other insurance policies, Home Protector Enhanced does not apply any “per article limit” to your contents.
- No penalty for under insurance.
- The full cost of repairing the damage to property is paid without any deductions being made for wear-and-tear or depreciation.
Not sure which coverage suits you?
Please contact our customer service team for further assistance.
