Personal Accident

MPI Generali Non-Motor Insurance

About This Product

Accidents are totally unpredictable!

A personal accident insurance can minimise the financial hardship to you and your family when the nasty event happens. Our personal accident insurance provides 24-hour worldwide protection against any accident for you and your family.

Not sure which Personal Accident coverage suits you and your family. Don’t fret. Talk to our experienced advisor to tailor a protection specially for you and your family, at your budget.

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The Gladiator Enhanced

Greater Coverage, Higher Limits and Renewal Bonus – indeed a larger than life shield for you and your family.

Accidents are unpredictable no matter how careful you are. You should enjoy every moment of your life and be assured that you have a comprehensive personal accident policy shielding you. With The Gladiator Enhanced, you are ready to face the adversity accidents throws at you.

Great coverage:

  • Financial Obligation Benefit
  • Cashless Hospital Admission
  • Bereavement Allowance for Dengue Fever, Malaria, JE, SARS or Chikungunya
  • Kidnap Benefit
  • Coverage for Impotency & Infertility
  • Major Burn (Third degree)
  • Express Funeral Expenses Payment
  • Incremental in Sum Insured
  • Double Indemnity
  • Additional Indemnity due to Home Accident
  • Permanent Disablement or Death
  • Hospital Income Benefit
  • Reimbursement for Prosthesis & Wheelchair
  • Coverage for Ambulance Fees
  • Repatriation Benefit
  • Coverage for Dental or Corrective Cosmetic Surgery
  • Coma
  • Snatch Theft
  • Miscarriage due to Motor Vehicle Accident
  • Personal Liability
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Multi Lucky Personal Accident

Life can be unpredictable. No one knows when an accident can happen. Nasty events can cause serious changes in your life. The lifestyle and comfort you and your spouse are now enjoying may be suddenly disrupted by an accident. Overnight, things could look very different. That is why a comprehensive accident policy is essential for you to fall back on.

This policy's unique features include:

  • Total paralysis care
  • Financial obligation benefit
  • Kidnap benefit
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Multi PA-Protector

Life is full of uncertainties. No one knows when an accident can happen, and this is why a comprehensive accident insurance plan is essential for you to fall back on.

The "Multi PA-Protector" protects you from death or permanent disablement and medical expenses incurred as a result of an accident. A comprehensive personal accident plan that gives you maximum 24 hours worldwide protection with minimum cost, Multi PA-Protector offers you four (4) affordable plans to meet your budget.

In addition, the policy also includes renewal bonus, bereavement allowance, repatriation allowance, recuperative allowance and hospital income in the event of being hospitalized for more than 5 days consecutively. If you are NOT hospitalized but unable to attend work with a valid MC, you are entitled to a weekly allowance. Plus, we would pay your outstanding financial obligations on your housing and motor loan up to six months repayment sum and also the outstanding balance on your credit card(s) at the time of the accident!

When you and your spouse sign up for Multi PA-Protector, you may choose to insure your children for RM 15 only.

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Multi PA-Premier

Life is full of uncertainties. No one knows when an accident can happen, and this is why a comprehensive accident insurance plan is essential for you to fall back on.

  • Unique
  • One for all
  • Express bereavement payment
  • Double indemnity
  • Additional cover
Edit Content

The Gladiator Enhanced

Greater Coverage, Higher Limits and Renewal Bonus – indeed a larger than life shield for you and your family.

Accidents are unpredictable no matter how careful you are. You should enjoy every moment of your life and be assured that you have a comprehensive personal accident policy shielding you. With The Gladiator Enhanced, you are ready to face the adversity accidents throws at you.

Great coverage:

  • Financial Obligation Benefit
  • Cashless Hospital Admission
  • Bereavement Allowance for Dengue Fever, Malaria, JE, SARS or Chikungunya
  • Kidnap Benefit
  • Coverage for Impotency & Infertility
  • Major Burn (Third degree)
  • Express Funeral Expenses Payment
  • Incremental in Sum Insured
  • Double Indemnity
  • Additional Indemnity due to Home Accident
  • Permanent Disablement or Death
  • Hospital Income Benefit
  • Reimbursement for Prosthesis & Wheelchair
  • Coverage for Ambulance Fees
  • Repatriation Benefit
  • Coverage for Dental or Corrective Cosmetic Surgery
  • Coma
  • Snatch Theft
  • Miscarriage due to Motor Vehicle Accident
  • Personal Liability
Edit Content

Multi Lucky Personal Accident

Life can be unpredictable. No one knows when an accident can happen. Nasty events can cause serious changes in your life. The lifestyle and comfort you and your spouse are now enjoying may be suddenly disrupted by an accident. Overnight, things could look very different. That is why a comprehensive accident policy is essential for you to fall back on.

This policy's unique features include:

  • Total paralysis care
  • Financial obligation benefit
  • Kidnap benefit
Edit Content

Multi PA-Protector

Life is full of uncertainties. No one knows when an accident can happen, and this is why a comprehensive accident insurance plan is essential for you to fall back on.

The "Multi PA-Protector" protects you from death or permanent disablement and medical expenses incurred as a result of an accident. A comprehensive personal accident plan that gives you maximum 24 hours worldwide protection with minimum cost, Multi PA-Protector offers you four (4) affordable plans to meet your budget.

In addition, the policy also includes renewal bonus, bereavement allowance, repatriation allowance, recuperative allowance and hospital income in the event of being hospitalized for more than 5 days consecutively. If you are NOT hospitalized but unable to attend work with a valid MC, you are entitled to a weekly allowance. Plus, we would pay your outstanding financial obligations on your housing and motor loan up to six months repayment sum and also the outstanding balance on your credit card(s) at the time of the accident!

When you and your spouse sign up for Multi PA-Protector, you may choose to insure your children for RM 15 only.

Edit Content

Multi PA-Premier

Life is full of uncertainties. No one knows when an accident can happen, and this is why a comprehensive accident insurance plan is essential for you to fall back on.

  • Unique
  • One for all
  • Express bereavement payment
  • Double indemnity
  • Additional cover

Not sure which coverage suits you?

Please contact our customer service team for further assistance.