Employees
MPI Generali Commercial Insurance

About This Product
Employees are your company’s most valuable asset. A successful business provides solid employee benefits package by giving them secure and reliable medical protection so they can focus on bringing their best selves to work.

Group Hospitalisation and Surgical
This insurance provides for the reimbursement of hospital and surgical expenses incurred by the respective insured person on account of sickness, diseases or accident requiring inpatient hospital treatment, up to the limit insured.

Group Personal Accident Insurance
- Personal accident insurance provides an ideal protection against death or disability caused solely by violent, accidental, external and visible means.
- This insurance also covers the risks of unprovoked murder/assault, hijacking and Strike Riot Civil Commotion.
- The cover afforded by the Personal Accident Insurance is on 24 hours basis, covering accidents happening during the course of employment as well as accidents happening at home, in the course of traveling to the place of work and during social or sports activities not specifically excluded.
- The Geographical Limits of the Personal Accident Insurance is world-wide. Traveling by air as a passenger in any licensed passenger carrying aircraft on scheduled flights only is automatically covered.

Medic SME
This is a simple and easy-to-sell Group Medical Insurance designed to provide medical benefits for small and medium sized organisation of fewer than 150 employees.
Highlights
- All eligible expenses are covered up to the limits of policy.
- Medical Card facility for admission and discharge from panel hospitals and our Panel Clinics.
- One common level of premium regardless of age, occupational class and gender
- Max entry age is 65 years but renewable up to 70 years.
- Optional covers for Dependants.
- Covers for Outpatient Cancer Treatment and Outpatient Kidney dialysis treatment.
- Optional coverage for Clinical Benefits with four optional plans – for group size of more than 10 employees only.

Group Hospitalisation and Surgical
This insurance provides for the reimbursement of hospital and surgical expenses incurred by the respective insured person on account of sickness, diseases or accident requiring inpatient hospital treatment, up to the limit insured.

Group Personal Accident Insurance
- Personal accident insurance provides an ideal protection against death or disability caused solely by violent, accidental, external and visible means.
- This insurance also covers the risks of unprovoked murder/assault, hijacking and Strike Riot Civil Commotion.
- The cover afforded by the Personal Accident Insurance is on 24 hours basis, covering accidents happening during the course of employment as well as accidents happening at home, in the course of traveling to the place of work and during social or sports activities not specifically excluded.
- The Geographical Limits of the Personal Accident Insurance is world-wide. Traveling by air as a passenger in any licensed passenger carrying aircraft on scheduled flights only is automatically covered.

Medic SME
This is a simple and easy-to-sell Group Medical Insurance designed to provide medical benefits for small and medium sized organisation of fewer than 150 employees.
Highlights
- All eligible expenses are covered up to the limits of policy.
- Medical Card facility for admission and discharge from panel hospitals and our Panel Clinics.
- One common level of premium regardless of age, occupational class and gender
- Max entry age is 65 years but renewable up to 70 years.
- Optional covers for Dependants.
- Covers for Outpatient Cancer Treatment and Outpatient Kidney dialysis treatment.
- Optional coverage for Clinical Benefits with four optional plans – for group size of more than 10 employees only.

Not sure which coverage suits you?
Please contact our customer service team for further assistance.