
Motor Insurance
MPI Generali Motor Insurance
Your car is more than a vehicle that moves you from point to point. Your car is your pride and joy. Protect your car against liabilities with comprehensive cover against loss or damage arising out accident, fire or theft. Even worse against injury or death of a third party.
Not sure which extra to include in your motor insurance cover? Fret not. Talk to our experienced advisor to get a comprehensive insurance solution that is right for you.
What does Behzad motor insurance cover?
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Comprehensive cover insurance
-
Third party, fire and theft cover insurance
-
Third party cover insurance

Accidental death coverage

Accidental permanent disablement coverage

Accidental medical expenses coverage

Daily hospital income

Liability to third party

Accidental collision or overturning

Fire, Explosion or Lightning

Burglary, Housebreaking or Theft

Vandalism or Malicious Acts

Impact damage caused by falling objects

24/7 Roadside Assistance Service

Fire, Explosion or Lightning

Burglary, Housebreaking or Theft

Liability to third parties

Liability to third party for injury or death

Liability to third party for property loss or damage

Liability to third party
-
Comprehensive cover insurance
-
Third party, fire and theft cover insurance
-
Third party cover insurance

Accidental death coverage

Accidental permanent disablement coverage

Accidental medical expenses coverage

Daily hospital income

Liability to third party

Accidental collision or overturning

Burglary, Housebreaking or Theft

Fire, Explosion or Lightning

Vandalism or Malicious Acts

Impact damage caused by falling objects

24/7 Roadside Assistance Service

Accidental death coverage

Accidental permanent disablement coverage

Accidental medical expenses coverage

Daily hospital income

Liability to third party

Accidental collision or overturning

Burglary, Housebreaking or Theft

Fire, Explosion or Lightning

Vandalism or Malicious Acts

Impact damage caused by falling objects

24/7 Roadside Assistance Service

Fire, Explosion or Lightning

Burglary, Housebreaking or Theft

Liability to third parties

Liability to third party for injury or death

Liability to third party for property loss or damage

Fire, Explosion or Lightning

Burglary, Housebreaking or Theft

Liability to third parties

Liability to third party for injury or death

Liability to third party for property loss or damage

Liability to third party
* For MPI Generali Motor Comprehensive Private motor policyholders
* Terms and conditions apply
Product Details

Private Car Insurance & Add Ons
Owning a car is a major investment and for this reason you need to safeguard your car against accident and theft.
Our basic Comprehensive Private Car policy covers
Loss or damage as a result of accidental collision, overturning, impact damage, fire, lightning, theft or malicious damage and third party liability for death, bodily injury and property damage, arising out of the use of the motor vehicle.
With our Comprehensive policy and subject to an additional premium, you can also choose to extend the coverage to include windscreen damage, radio cassette/CD player, flood, strike, riot and civil commotion (SRCC), current year NCD relief, compensation for assessed repair time as well as legal liability to passengers.

Multi Drive Protector
Multi Drive Protector (MDP) is specially designed to provide:
- You and your passengers with Personal Accident benefit while travelling on or boarding or alighting from your vehicle.
- All passengers are also covered irrespective of age with four plans to cater to your needs starting from RM 15,000 per person on Personal Accident, MDP only cost you 16 cents per day!

Private Car Insurance & Add Ons
Owning a car is a major investment and for this reason you need to safeguard your car against accident and theft.
Our basic Comprehensive Private Car policy covers
Loss or damage as a result of accidental collision, overturning, impact damage, fire, lightning, theft or malicious damage and third party liability for death, bodily injury and property damage, arising out of the use of the motor vehicle.
With our Comprehensive policy and subject to an additional premium, you can also choose to extend the coverage to include windscreen damage, radio cassette/CD player, flood, strike, riot and civil commotion (SRCC), current year NCD relief, compensation for assessed repair time as well as legal liability to passengers.

Multi Drive Protector
Multi Drive Protector (MDP) is specially designed to provide:
- You and your passengers with Personal Accident benefit while travelling on or boarding or alighting from your vehicle.
- All passengers are also covered irrespective of age with four plans to cater to your needs starting from RM 15,000 per person on Personal Accident, MDP only cost you 16 cents per day!
Additional coverage with extra premium

Multi Drive Protector Plus
The Multi Drive Protector Plus provides you and your passengers with PA Benefits while traveling on or boarding or alighting from your vehicle. Some of the benefits include:
- All passengers are covered irrespective of age.
- Affordable premium from only RM0.11 a day.
- 24 hr unlimited towing distance service.

RTI Gap
Remember that feeling when you received your new car? Secure it with our Return To Invoice (RTI) Add On! With this RTI add on, if your car gets stolen or classified total loss, we will pay your claim amounting to the actual purchase price of your car! (Which is definitely higher than the Market Value at time of incident or your Sum Insured). Only applicable for vehicles from 1 to 4 years old.

E-Hailing Add On
Did you know standard comprehensive private car insurance does not cover E-Hailing? Get protected! What is covered when your vehicle is used for E-hailing:
- Loss or damage to your own car
- Liability to third parties
- Legal liability to passengers (if they sue you for the accident)
- Personal accident cover of RM 10,000 for driver.
- Legal liability of passengers (damage or accident to third party caused by passenger)

Multi Drive Bravo
Multi Drive Bravo cover comprises of three additional add-on as follows:-
- Waiver of excess for authorized driver (any authorized driver with valid full driving license and above 21 years of age)
- Limited act of god cover – up to RM10,000
- Additional cash pay-out – 20% of sum insured or up to maximum of RM5, 000 for theft or total loss.

Special Perils
Extend to cover your car against:
- Flood
- Typhoon
- Hurricane
- Storm
- Landslip
- Tempest
- Earthquake
- Volcanic Eruption
- Landslide
- Other convulsions of nature

Multi Drive Protector Plus
The Multi Drive Protector Plus provides you and your passengers with PA Benefits while traveling on or boarding or alighting from your vehicle. Some of the benefits include:
- All passengers are covered irrespective of age.
- Affordable premium from only RM0.11 a day.
- 24 hr unlimited towing distance service.

RTI Gap
Remember that feeling when you received your new car? Secure it with our Return To Invoice (RTI) Add On! With this RTI add on, if your car gets stolen or classified total loss, we will pay your claim amounting to the actual purchase price of your car! (Which is definitely higher than the Market Value at time of incident or your Sum Insured). Only applicable for vehicles from 1 to 4 years old.

E-Hailing Add On
Did you know standard comprehensive private car insurance does not cover E-Hailing? Get protected! What is covered when your vehicle is used for E-hailing:
- Loss or damage to your own car
- Liability to third parties
- Legal liability to passengers (if they sue you for the accident)
- Personal accident cover of RM 10,000 for driver.
- Legal liability of passengers (damage or accident to third party caused by passenger)

Multi Drive Bravo
Multi Drive Bravo cover comprises of three additional add-on as follows:-
- Waiver of excess for authorized driver (any authorized driver with valid full driving license and above 21 years of age)
- Limited act of god cover – up to RM10,000
- Additional cash pay-out – 20% of sum insured or up to maximum of RM5, 000 for theft or total loss.

Special Perils
Extend to cover your car against:
- Flood
- Typhoon
- Hurricane
- Storm
- Landslip
- Tempest
- Earthquake
- Volcanic Eruption
- Landslide
- Other convulsions of nature