Liability
MPI Generali Commercial Insurance
About This Product
Liability insurance protects the financial interests of business in the event you are sued for claims that come within the coverage of your liability insurance policy.
Public Liability Insurance
Public Liability Insurance Policy indemnifies the Insured against all sum which the Insured shall become liable at law for damages and claimant’s costs and expenses in respect of :-
- Accidental bodily injury to any person not being a member of the Insured’s household or any person in the service of the Insured
- Accidental damage to property not belonging to or in the custody or control of the Insured
- Any legal expenses incurred by the Insured in defending legal proceedings with the Company’s written consent.
Employers Liability Insurance
Employer’s Liability Insurance Policy indemnifies the Insured against liability at law to pay compensation and claimant’s costs and expenses in respect of injury to the Insured’s Employees for which he is liable and will in addition to pay all costs and expenses with the Company’s written consent.
An Employers' Liability at law for accidents to his employees can arise out of any of the following:-
- His personal negligence.
- His negligence in failing to exercise reasonable care in providing and maintaining suitable and safe plant.
- His negligence in failing to exercise reasonable care in providing safe place of work.
- His negligence in failing to exercise reasonable care in engaging suitable and competent employees.
- Breach by employer of some duty laid on him by statute or regulation for safety of his employees.
SME Product Liability
This policy will indemnify the Insured against all sums which the Insured shall become legally liable to pay as damages in respect of Occurrences caused by the Insured’s products as hereinafter set forth happening anywhere within Malaysia as in respect of:
- Bodily injury to any person.
- Damage to property.
It also indemnifies you for all cost and expenses of litigation:
- Recovered by any claimant against you; and
- Incurred with our written consent.
Public Liability Insurance
Public Liability Insurance Policy indemnifies the Insured against all sum which the Insured shall become liable at law for damages and claimant’s costs and expenses in respect of :-
- Accidental bodily injury to any person not being a member of the Insured’s household or any person in the service of the Insured
- Accidental damage to property not belonging to or in the custody or control of the Insured
- Any legal expenses incurred by the Insured in defending legal proceedings with the Company’s written consent.
Employers Liability Insurance
Employer’s Liability Insurance Policy indemnifies the Insured against liability at law to pay compensation and claimant’s costs and expenses in respect of injury to the Insured’s Employees for which he is liable and will in addition to pay all costs and expenses with the Company’s written consent.
An Employers' Liability at law for accidents to his employees can arise out of any of the following:-
- His personal negligence.
- His negligence in failing to exercise reasonable care in providing and maintaining suitable and safe plant.
- His negligence in failing to exercise reasonable care in providing safe place of work.
- His negligence in failing to exercise reasonable care in engaging suitable and competent employees.
- Breach by employer of some duty laid on him by statute or regulation for safety of his employees.
SME Product Liability
This policy will indemnify the Insured against all sums which the Insured shall become legally liable to pay as damages in respect of Occurrences caused by the Insured’s products as hereinafter set forth happening anywhere within Malaysia as in respect of:
- Bodily injury to any person.
- Damage to property.
It also indemnifies you for all cost and expenses of litigation:
- Recovered by any claimant against you; and
- Incurred with our written consent.
Not sure which coverage suits you?
Please contact our customer service team for further assistance.
